Commercial Insurance

Truck insurance, commercial van coverage, freight broker insurance, surety bonds and trusts, general liability, and workers compensation options for businesses that keep moving.

Commercial Coverage

Built for business on the move

Motive helps operators, fleets, brokers, contractors, and growing businesses review coverage around real exposures: vehicles, cargo, contracts, liability, bonds, and employees.

Commercial Truck Insurance

Coverage for fleets, owner-operators, cargo, liability, physical damage, fire, and theft risks.

Explore Truck Coverage ->

Commercial Van Insurance

Liability and physical damage coverage for van operators, contractors, delivery work, and service routes.

Explore Van Coverage ->

Freight Broker Insurance

Coverage planning for brokerages moving freight and managing shipper, carrier, and contract exposure.

Explore Broker Coverage ->

Surety Bonds & Trusts

Support for BMC-84 bonds, BMC-85 trusts, freight broker bonds, and related financial responsibility needs.

Explore Bonds & Trusts ->

General Liability

Business liability coverage for third-party injury, property damage, completed operations, and contractual risk.

Explore Liability ->

Workers Compensation

Coverage pathways for employee injuries, medical costs, wage replacement, and employer protection.

Explore Workers Comp ->

Commercial insurance that gets it right

Every business has a different risk profile. A one-truck operation, delivery contractor, freight broker, and growing service company may all need commercial protection, but they do not need the same policy conversation.

Motive Insurance helps business owners review the moving parts: vehicle liability, physical damage, cargo, broker requirements, surety bonds, general liability, and employee injury coverage. The goal is practical protection that supports operations instead of slowing them down.

Coverage for operators, brokers, and businesses

Whether your fleet is one vehicle or fifty, the daily risks include collisions, theft, cargo loss, contract requirements, lawsuits, workplace injuries, and downtime. Our team helps you compare coverage options and identify gaps before they become expensive problems.

Commercial highlights

  • Truck liability and physical damage
  • Cargo and fleet coverage review
  • Commercial van protection
  • Freight broker coverage planning
  • BMC-84 and BMC-85 guidance
  • General liability and workers comp pathways