Unit Owner Coverage

Condo Insurance

Customized condo insurance designed to protect the unit owner’s property, liability risks, upgrades, and belongings.

Protection first

Start with the coverage that protects your finances, your property, and your peace of mind.

Coverage matched to you

We help compare options based on your situation, risk, budget, and coverage goals.

Agent support

Talk with a Motive agent when you need help selecting coverage, filing documents, or reviewing your policy.

Condo Insurance that gets it right

Condo Insurance

Condo owners need protection that works alongside the condo association’s master policy.

Motive Insurance offers customized condo insurance policies designed to protect the unit owner’s property and liability risks.

What condo insurance can protect

Condo insurance may help cover interior improvements, personal belongings, liability, loss assessments, and temporary living expenses after covered losses.

Our team helps you understand what your association covers and where your personal policy needs to fill the gaps.

Coverage planning for condo owners

A good condo policy should match the building rules, your personal property value, your upgrades, and your liability exposure.

Motive Insurance helps review these details so you can protect your home with confidence.

Coverage highlights

  • Interior Unit Coverage
  • Personal Property
  • Liability Coverage
  • Loss Assessment
  • Additional Living Expenses
  • Replacement Cost
  • Water Backup
  • Valuable Items

Condo Insurance questions

Condo insurance is personal coverage for a condo owner that helps protect the inside of the unit, belongings, liability, and other risks.

Yes. The master policy usually does not cover everything inside your unit or all of your personal liability risks.

Many policies can cover improvements, betterments, and upgrades you made to the unit.

Insurance resources + insights

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