Condo Insurance

Coverage for your unit, belongings, personal property, liability, and loss assessments.

Condo Insurance That Gets It Right

Condo owners need protection that works alongside the condo association’s master policy.

Motive Insurance offers customized condo insurance policies designed to protect the unit owner’s property and liability risks.

What condo insurance can protect

Condo insurance may help cover interior improvements, personal belongings, liability, loss assessments, and temporary living expenses after covered losses.

Our team helps you understand what your association covers and where your personal policy needs to fill the gaps.

Coverage planning for condo owners

A good condo policy should match the building rules, your personal property value, your upgrades, and your liability exposure.

Motive Insurance helps review these details so you can protect your home with confidence.

Coverage highlights

  • Interior Unit Coverage
  • Personal Property
  • Liability Coverage
  • Loss Assessment
  • Additional Living Expenses
  • Replacement Cost
  • Water Backup
  • Valuable Items
Get Your Quote →

Condo Insurance questions

Condo insurance is personal coverage for a condo owner that helps protect the inside of the unit, belongings, liability, and other risks.

Yes. The master policy usually does not cover everything inside your unit or all of your personal liability risks.

Many policies can cover improvements, betterments, and upgrades you made to the unit.

Insurance resources + insights

Stay up to date on emerging industry trends and coverage topics.

View More →