Specialty Transportation

Coverage for passenger transportation, shuttle services, towing, roadside assistance, vehicle transport, and specialized mobility operations.

Insurance for businesses that move people, vehicles, and essential services.

Specialty transportation businesses carry unique risk because every trip involves vehicles, drivers, passengers, schedules, contracts, and service expectations.

Built for specialized transportation businesses.

Choose the category that best fits your operation.

Passenger & Medical Transportation

Coverage support for NEMT, wheelchair transportation, ambulette, senior, Medicaid, and medical transportation services.

Shuttle & Group Transportation

Coverage for airport shuttles, hotel shuttles, employee transportation, church transportation, and daycare transportation.

Executive & Private Transportation

Coverage for executive transportation, limousine services, black car services, and private passenger operations.

Towing & Roadside Operations

Coverage support for tow trucks, roadside assistance, vehicle recovery, and related service operations.

Vehicle Movement & Transport

Coverage for vehicle transport companies and businesses responsible for moving vehicles between locations.

Coverage designed around your operation.

Motive helps you review the coverage pieces that may apply to your vehicles, drivers, passengers, contracts, and daily work.

Commercial Auto Liability

Helps protect your business when covered vehicles are involved in accidents that cause injury or property damage.

Physical Damage

Helps protect business vehicles from covered losses such as collision, theft, vandalism, fire, and weather damage.

Passenger Liability

Important for businesses that transport people, including medical transportation, shuttle, church, daycare, limousine, and private services.

General Liability

Helps protect against common business claims that may happen outside normal vehicle operation.

Workers Compensation

Helps protect employees who are injured on the job and supports employer protection where required.

Cargo / Vehicle Transport Coverage

For companies responsible for vehicles, equipment, or property while in care, custody, or transit.

Why specialty transportation businesses need the right insurance.

Specialty transportation businesses are exposed to more than ordinary commercial auto risk. Your operation may involve passengers, contracts, schedules, drivers, vehicle care, medical transportation requirements, or roadside service calls.

One insurance partner for complex transportation needs.

Motive helps you review the risks around your vehicles, passengers, drivers, contracts, and daily operations so you can choose coverage with more confidence.

What shapes your coverage?

  • What you transport
  • Where your vehicles operate
  • How many drivers you use
  • Whether passengers are involved
  • Whether vehicles are in your care
  • Contract or compliance requirements

Specialty transportation insurance questions

It is coverage for businesses that move people, vehicles, or essential services and may need protection beyond standard commercial auto insurance.

Yes. These businesses may involve passengers, contracts, vehicle care, medical transportation, towing, or other risks that require more specific coverage review.

Often, yes. NEMT and wheelchair transportation businesses may have passenger, contract, and compliance requirements that need to be reviewed carefully.

Yes. Motive can help review coverage options for towing, roadside assistance, vehicle recovery, and related service operations.

It depends on the vehicles, services, drivers, contracts, and risks involved. Motive can help review what coverage structure makes sense.

Protect the transportation business you built.

Answer a few questions. Motive will help you review coverage options for your vehicles, drivers, passengers, contracts, and daily operations.

Commercial transportation resources

Practical guidance for transportation businesses, vehicle operators, and commercial insurance decisions.

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