Renters Insurance
Affordable protection for your belongings, liability, and temporary living needs when you rent your home.
Protection first
Start with the coverage that protects your finances, your property, and your peace of mind.
Coverage matched to you
We help compare options based on your situation, risk, budget, and coverage goals.
Agent support
Talk with a Motive agent when you need help selecting coverage, filing documents, or reviewing your policy.
Renters Insurance that gets it right
Renters Insurance
With more Americans choosing to rent instead of buy, renters insurance is more important than ever.
Motive Insurance helps renters protect their belongings and their home life with coverage tailored to apartments, houses, students, professionals, and families.
The Importance of Renters Insurance
Renters insurance protects personal property and can cover unexpected liability or living expenses if a covered event makes your rental uninhabitable.
As mobility shapes the workforce, understanding renters insurance becomes more important for anyone who rents.
Key Coverages Offered by Renters Insurance
Common coverages include personal property coverage, loss of use coverage, and personal liability coverage.
These coverages help with theft, damage, temporary housing, legal costs, and medical expenses after covered incidents.
Personalized Insurance Planning
Every renter is different. Motive Insurance helps students, city renters, families, and professionals understand policy details and customize coverage.
Our agents help you explore discounts, bundle options, and coverage levels that fit your lifestyle and budget.
Coverage highlights
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payments
- Valuable Items
- Pet Damage Options
- Bundling Discounts
- Advance Quote Discounts
Renters Insurance questions
Insurance resources + insights
Stay up to date on emerging industry trends and coverage topics.