Business Liability Coverage

General Liability Insurance

Help protect your business from third-party bodily injury, property damage, personal and advertising injury, completed-operations claims, and legal defense costs.

Third-party claims

Help protect against bodily injury, property damage, and related legal defense costs.

Business contracts

Support insurance requirements often found in leases, vendor agreements, and client contracts.

Professional review

Match liability limits and endorsements to your operations and customer-facing risks.

General Liability that gets it right

What general liability protects

General liability insurance helps protect businesses from common third-party claims, including bodily injury, property damage, personal injury, advertising injury, and completed operations claims.

It is one of the core coverages many businesses need before signing leases, bidding jobs, or working with larger clients.

Why businesses need liability coverage

A slip-and-fall, damaged customer property, or lawsuit can become expensive quickly. Coverage can help with defense costs, settlements, and covered judgments.

Motive helps business owners review limits, deductibles, certificates, additional insured requirements, and policy gaps.

Built around your operation

A contractor, freight broker, retail shop, and service business all face different liability exposures. The policy should reflect how the business actually works.

We help identify those differences and compare coverage that fits your risk profile.

Coverage highlights

  • Bodily injury claims
  • Property damage claims
  • Completed operations
  • Personal and advertising injury
  • Contract certificate support
  • Additional insured review

General Liability questions

Most businesses that interact with customers, vendors, landlords, or job sites should review general liability coverage.

Employee injuries are typically handled by workers compensation, not general liability.

Yes. Many contracts require proof of general liability coverage and specific limits or endorsements.

Commercial insurance resources

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