Coverage for Riders

Motorcycle Insurance

Protection for cruisers, sport bikes, touring bikes, weekend riders, and everyday motorcycle owners who want coverage that fits how they ride.

Protection first

Start with the coverage that protects your finances, your property, and your peace of mind.

Coverage matched to you

We help compare options based on your situation, risk, budget, and coverage goals.

Agent support

Talk with a Motive agent when you need help selecting coverage, filing documents, or reviewing your policy.

Motorcycle insurance that moves with you

Motorcycle insurance costs

Motorcycle insurance costs vary based on your riding habits, the type of motorcycle, where you ride, your riding history, and the coverage you select.

Motive Insurance helps riders compare options and build a policy that fits the bike, the rider, and the road ahead.

Coverage built for riders

A strong motorcycle policy can include liability, collision, comprehensive, medical payments, uninsured motorist protection, accessory coverage, and roadside support.

Whether you ride daily or only on weekends, our agents help identify gaps and match protection to your lifestyle.

Coverage highlights

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Accessory Coverage
  • Medical Payments
  • Uninsured Motorist
  • Roadside Assistance
  • Custom Parts Coverage

Motorcycle Insurance questions

Most states require motorcycle insurance, and even when minimum limits apply, many riders choose additional coverage for stronger protection.

Bike type, engine size, riding history, garaging location, usage, coverage limits, and deductibles can all affect cost.

Many policies can add protection for accessories, upgrades, and custom parts when properly listed.

Insurance resources + insights

Stay up to date on emerging industry trends and coverage topics.

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