Home Insurance
Protect your home, belongings, liability, and living expenses with coverage designed around your biggest investment.
Protection first
Start with the coverage that protects your finances, your property, and your peace of mind.
Coverage matched to you
We help compare options based on your situation, risk, budget, and coverage goals.
Agent support
Talk with a Motive agent when you need help selecting coverage, filing documents, or reviewing your policy.
Home Insurance that gets it right
Homeowners Insurance
Fires, theft, severe weather, and disasters are very real threats to homes, often the biggest investment most families will ever make.
At Motive Insurance, we understand the importance of protecting your home and we help you build coverage that gives you peace of mind.
Understanding Homeowners Insurance Costs
Homeowners insurance costs can vary depending on the value of your home, your location, construction type, claim history, and selected coverage.
Our team helps develop a solution that keeps your home well covered at a fair price.
Coverage Details of Homeowners Insurance
Homeowners policies are designed to provide broad coverage for your home and property against many risks.
Core protection can include structural protection, detached structures, personal possessions, liability coverage, and additional living expenses.
Enhanced Coverage Options
You may also customize protection with replacement cost coverage, umbrella liability, flood insurance, earthquake or windstorm endorsements, and pet liability options.
Motive Insurance helps build a safety net around your home so you are ready for the unexpected.
Coverage highlights
- Structural Protection
- Detached Structures
- Personal Possessions
- Liability Coverage
- Additional Living Expenses
- Replacement Cost
- Flood Insurance
- Umbrella Liability
Home Insurance questions
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