/* ========== MOTIVE INSURANCE - PREMIUM DESIGN ========== */
:root{--motive-blue:#003366;--motive-orange:#FF552E;--motive-dark:#0b1f3a;--gray-light:#f8f9fa;--text-dark:#1e293b;--soft-blue:#edf6ff;--soft-orange:#fff2ec}*{margin:0;padding:0;box-sizing:border-box}body{font-family:'Inter',sans-serif;color:var(--text-dark);overflow-x:hidden;background:#fff;display:flex;flex-direction:column;min-height:100vh}main,.content-wrapper{flex:1 0 auto}h1,h2,h3,h4,.hero-title,.section-title,.agent-title{font-family:'Montserrat',sans-serif;font-weight:700;letter-spacing:-.02em}.text-orange{color:var(--motive-orange)!important}.top-tabs-bar{background:linear-gradient(90deg,#061a33 0%,var(--motive-blue) 55%,#08213f 100%);padding:0}.top-tabs{display:flex;justify-content:center;gap:0}.top-tab{position:relative;display:flex;align-items:center;justify-content:center;min-width:172px;height:48px;color:#fff;text-decoration:none;font-weight:800;font-size:.86rem;letter-spacing:1.6px;border-left:1px solid rgba(255,255,255,.14);border-right:1px solid rgba(255,255,255,.14);transition:all .22s ease}.top-tab:before{content:"";position:absolute;left:16px;right:16px;bottom:7px;height:3px;border-radius:999px;background:transparent;transition:.22s ease}.top-tab-personal:hover,.top-tab-personal.is-active,.top-tab-commercial:hover,.top-tab-commercial.is-active{background:linear-gradient(135deg,rgba(255,85,46,.95),rgba(217,63,18,.95));color:#fff}.top-tab-personal:hover:before,.top-tab-personal.is-active:before{background:#fff}.top-tab-commercial:hover:before,.top-tab-commercial.is-active:before{background:#fff}.glass-nav{background:rgba(255,255,255,.94)!important;backdrop-filter:blur(12px);box-shadow:0 4px 20px rgba(0,0,0,.06);padding:12px 0;z-index:1030}.nav-logo{max-height:48px;width:auto}.navbar-nav .nav-link,.nav-menu-toggle{font-weight:700;color:var(--text-dark);font-size:.9rem;padding:.65rem 1rem;background:transparent;border:0;text-transform:none}.navbar-nav .nav-link:hover,.nav-menu-toggle:hover,.nav-item.menu-open>.nav-menu-toggle{color:var(--motive-orange)}.menu-chevron{font-size:.72rem;transition:transform .2s}.nav-item.menu-open .menu-chevron,.has-submenu:hover .menu-chevron,.has-mega-menu:hover .menu-chevron{transform:rotate(180deg)}.btn-broker{background:linear-gradient(135deg,var(--motive-blue),#00264d);color:white;border:none;padding:8px 28px;border-radius:40px;font-weight:700;transition:all .3s}.btn-broker:hover{background:linear-gradient(135deg,var(--motive-orange),#e64a1f);color:#fff;transform:translateY(-2px);box-shadow:0 6px 14px rgba(255,85,46,.3)}.has-mega-menu,.has-submenu{position:relative}.mega-menu-panel{position:fixed;left:50%;top:106px;transform:translateX(-50%) translateY(12px);width:min(1180px,calc(100vw - 34px));background:#fff;border:1px solid rgba(15,23,42,.08);border-radius:28px;box-shadow:0 30px 80px rgba(15,23,42,.20);padding:26px;opacity:0;visibility:hidden;pointer-events:none;transition:all .22s ease;z-index:1029}.has-mega-menu:hover .mega-menu-panel,.has-mega-menu:focus-within .mega-menu-panel,.has-mega-menu.menu-open .mega-menu-panel{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}.mega-menu-inner{display:grid;grid-template-columns:330px 1fr;gap:26px}.mega-menu-feature{border-radius:24px;padding:28px;background:linear-gradient(135deg,var(--motive-blue),#071b34 65%,#123d69);color:#fff;min-height:100%}.mega-eyebrow,.mega-section-label{display:inline-flex;align-items:center;gap:8px;font-size:.75rem;text-transform:uppercase;letter-spacing:1.4px;font-weight:800;color:var(--motive-orange)}.mega-menu-feature .mega-eyebrow{color:#ffd4c8}.mega-menu-feature h3{font-size:1.8rem;line-height:1.1;margin:14px 0 12px}.mega-menu-feature p{opacity:.9;line-height:1.6}.mega-quote-btn{background:#fff;color:var(--motive-blue);border-radius:999px;font-weight:800;padding:12px 20px}.mega-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.mega-link-card{display:flex;gap:13px;align-items:flex-start;padding:16px;border:1px solid #e6edf6;border-radius:18px;text-decoration:none;color:var(--text-dark);background:#fff;transition:all .2s}.mega-link-card:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(15,23,42,.10);border-color:rgba(255,85,46,.35);color:var(--text-dark)}.mega-link-card i{width:38px;height:38px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:var(--soft-orange);color:var(--motive-orange);font-size:1.1rem}.mega-link-card strong{display:block;font-size:.95rem}.mega-link-card small{display:block;color:#64748b;margin-top:2px}.standard-submenu{position:absolute;top:100%;left:0;min-width:245px;background:#fff;border:1px solid #e6edf6;border-radius:18px;box-shadow:0 22px 50px rgba(15,23,42,.14);padding:10px;list-style:none;opacity:0;visibility:hidden;transform:translateY(12px);transition:all .2s;z-index:1031}.standard-submenu-wide{min-width:310px}.has-submenu:hover .standard-submenu,.has-submenu:focus-within .standard-submenu,.has-submenu.menu-open .standard-submenu{opacity:1;visibility:visible;transform:translateY(0)}.standard-submenu a{display:block;padding:12px 14px;border-radius:12px;text-decoration:none;color:var(--text-dark);font-weight:700}.standard-submenu a:hover{background:var(--soft-blue);color:var(--motive-blue)}.hero-section{padding:80px 0;background:#fff}.hero-title{font-size:3.2rem;font-weight:800;line-height:1.2;color:var(--motive-blue)}.custom-dropdown{position:relative;display:inline-block}.dropdown-toggle-btn{background:white;border:2px solid #e2e8f0;padding:12px 24px;border-radius:50px;font-weight:600;font-size:.9rem;width:220px;text-align:left;display:flex;justify-content:space-between;align-items:center;transition:all .2s}.dropdown-toggle-btn:hover{border-color:var(--motive-orange)}.dropdown-menu-custom{position:absolute;top:110%;left:0;width:100%;background:white;border-radius:16px;box-shadow:0 12px 28px rgba(0,0,0,.1);z-index:100;display:none;overflow:hidden}.custom-dropdown.show .dropdown-menu-custom{display:block}.dropdown-menu-custom a{display:block;padding:12px 20px;text-decoration:none;color:var(--text-dark);font-weight:500;transition:.2s}.dropdown-menu-custom a:hover{background:var(--motive-orange);color:white}.btn-find-agent{background:linear-gradient(135deg,var(--motive-blue),#00264d);color:white;padding:12px 32px;border-radius:50px;font-weight:800;text-decoration:none;display:inline-block;transition:all .3s}.btn-find-agent:hover{background:linear-gradient(135deg,var(--motive-orange),#d93f12);color:white;transform:translateY(-2px)}.rating{font-size:.9rem;color:#475569}.video-wrapper{position:relative;padding-bottom:56.25%;height:0;border-radius:24px;overflow:hidden;box-shadow:0 20px 35px -12px rgba(0,0,0,.2)}.video-wrapper iframe{position:absolute;inset:0;width:100%;height:100%;border:0}.insurance-card{border-radius:24px;overflow:hidden;background:white;transition:transform .3s,box-shadow .3s}.insurance-card:hover{transform:translateY(-5px);box-shadow:0 20px 35px -12px rgba(0,0,0,.15)!important}.commercial-card{border-left:6px solid var(--motive-blue)}.personal-card{border-right:6px solid var(--motive-orange)}.section-title{font-size:2.25rem;font-weight:800;margin-bottom:.75rem;color:var(--motive-blue)}.section-subtitle{color:var(--motive-orange);font-weight:700;font-size:1.1rem;margin-bottom:1rem}.btn-section{border-radius:40px;padding:10px 30px;font-weight:700;border:2px solid;transition:all .3s}.btn-outline-primary{border-color:var(--motive-blue);color:var(--motive-blue)}.btn-outline-primary:hover{background:var(--motive-blue);color:white;border-color:var(--motive-blue)}.agent-section{background:var(--gray-light);padding:80px 0;margin-top:60px}.agent-title{font-size:2.5rem;font-weight:800;line-height:1.3;color:var(--motive-blue)}.agent-subtitle{font-size:1.2rem;color:#475569;margin:20px 0 30px}.btn-start{background:linear-gradient(135deg,var(--motive-orange),#d93f12);color:white;padding:14px 34px;border-radius:50px;font-weight:800;font-size:1rem;border:none;transition:all .3s}.btn-start:hover{color:#fff;transform:translateY(-3px);box-shadow:0 10px 20px rgba(255,85,46,.3)}.agent-image{width:100%;object-fit:cover;max-height:400px}.modern-hero,.category-hero{position:relative;min-height:620px;display:flex;align-items:center;overflow:hidden;background:var(--motive-blue)}.hero-bg-image,.category-hero-image{position:absolute;inset:0;background-image:var(--hero-img);background-position:center;background-size:cover;z-index:0}.hero-gradient{position:absolute;inset:0;z-index:1}.modern-hero-blue .hero-gradient{background:linear-gradient(100deg,rgba(0,51,102,.96) 0%,rgba(0,51,102,.86) 42%,rgba(0,51,102,.38) 67%,rgba(255,85,46,.32) 100%)}.modern-hero-orange .hero-gradient{background:linear-gradient(100deg,rgba(255,85,46,.96) 0%,rgba(217,63,18,.84) 38%,rgba(0,51,102,.35) 70%,rgba(0,51,102,.50) 100%)}.hero-container{position:relative;z-index:2}.hero-copy-panel{max-width:650px;color:#fff}.hero-copy-panel h1,.category-hero-content h1{font-size:clamp(2.7rem,6vw,5.6rem);line-height:.96;font-weight:800;color:#fff;text-transform:uppercase;letter-spacing:-.06em}.hero-copy-panel p,.category-hero-content p{font-size:1.18rem;line-height:1.65;color:rgba(255,255,255,.92);max-width:650px}.eyebrow-pill{display:inline-flex;align-items:center;gap:10px;padding:9px 14px;border-radius:999px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.24);color:#fff;font-weight:800;text-transform:uppercase;font-size:.78rem;letter-spacing:1.1px;margin-bottom:18px}.quote-strip-card{background:rgba(255,255,255,.96);border-radius:24px;padding:22px;box-shadow:0 25px 65px rgba(0,0,0,.22);color:var(--text-dark);max-width:560px}.quote-strip-card.compact{backdrop-filter:blur(12px)}.quote-strip-row{display:flex;gap:12px}.quote-strip-row .form-control{border-radius:999px;border:2px solid #e2e8f0;font-weight:800;letter-spacing:1px}.quote-strip-btn{white-space:nowrap}.product-overview-section{margin-top:-55px;position:relative;z-index:4}.overview-card{background:#fff;border-radius:26px;padding:30px;border:1px solid #e6edf6;box-shadow:0 18px 44px rgba(15,23,42,.10)}.overview-card i{width:52px;height:52px;border-radius:16px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;margin-bottom:18px}.overview-card h3{font-size:1.25rem;color:var(--motive-blue)}.overview-card p{color:#64748b;margin-bottom:0}.accent-blue i{background:var(--soft-blue);color:var(--motive-blue)}.accent-orange i{background:var(--soft-orange);color:var(--motive-orange)}.accent-dark i{background:#eef2f7;color:var(--motive-dark)}.product-content-band{background:linear-gradient(180deg,#f8fafc,#fff);padding:80px 0}.content-copy p{font-size:1.05rem;line-height:1.75;color:#475569}.coverage-panel{top:140px;background:#fff;border-radius:28px;padding:28px;box-shadow:0 24px 60px rgba(15,23,42,.12);border:1px solid #e6edf6}.coverage-panel h3{color:var(--motive-blue);margin-bottom:18px}.coverage-list{list-style:none;padding:0;margin:0}.coverage-list li{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid #eef2f7}.coverage-list li:last-child{border-bottom:0}.coverage-list i{width:26px;height:26px;border-radius:50%;background:var(--soft-orange);color:var(--motive-orange);display:flex;align-items:center;justify-content:center;font-size:.8rem;flex:0 0 auto}.mini-cta-card{background:linear-gradient(135deg,var(--motive-blue),#071b34);color:#fff;border-radius:28px;padding:34px}.addon-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.addon-item{background:#fff;border:1px solid #e6edf6;border-radius:22px;padding:20px;box-shadow:0 14px 34px rgba(15,23,42,.07)}.addon-item i{color:var(--motive-orange);font-size:1.5rem;margin-bottom:12px}.addon-item strong{display:block;color:var(--motive-blue);margin-bottom:6px}.addon-item span{display:block;color:#64748b;font-size:.94rem}.faq-section{background:#fff;padding:80px 0}.motive-accordion{max-width:900px;margin:0 auto}.motive-accordion .accordion-item{border:1px solid #e6edf6;border-radius:18px!important;overflow:hidden;margin-bottom:14px}.motive-accordion .accordion-button{font-weight:800;color:var(--motive-blue);box-shadow:none}.motive-accordion .accordion-button:not(.collapsed){background:var(--soft-blue)}.insight-card{display:block;height:100%;min-height:160px;border-radius:24px;padding:24px;text-decoration:none;color:var(--text-dark);background:#fff;border:1px solid #e6edf6;box-shadow:0 14px 34px rgba(15,23,42,.07);transition:all .2s}.insight-card:hover{transform:translateY(-4px);color:var(--motive-blue);border-color:rgba(255,85,46,.35)}.insight-card span{display:block;color:var(--motive-orange);font-weight:800;font-size:.84rem;margin-bottom:14px}.insight-card strong{font-size:1.15rem}.category-hero{min-height:680px}.category-hero-overlay{position:absolute;inset:0;z-index:1}.category-hero-personal .category-hero-overlay{background:linear-gradient(90deg,rgba(0,51,102,.96) 0%,rgba(0,51,102,.83) 45%,rgba(0,51,102,.25) 80%)}.category-hero-commercial .category-hero-overlay{background:linear-gradient(90deg,rgba(255,85,46,.92) 0%,rgba(0,51,102,.84) 45%,rgba(0,51,102,.28) 80%)}.category-hero-content{position:relative;z-index:2;color:#fff}.category-card{display:block;height:100%;min-height:280px;padding:28px;border-radius:28px;text-decoration:none;background:#fff;color:var(--text-dark);border:1px solid #e6edf6;box-shadow:0 18px 45px rgba(15,23,42,.08);transition:all .22s}.category-card:hover{transform:translateY(-6px);box-shadow:0 25px 70px rgba(15,23,42,.13);border-color:rgba(255,85,46,.35);color:var(--text-dark)}.category-card i{width:58px;height:58px;border-radius:18px;background:linear-gradient(135deg,var(--motive-blue),#0c4d88);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.45rem;margin-bottom:18px}.category-card h3{font-size:1.25rem;color:var(--motive-blue)}.category-card p{color:#64748b;line-height:1.6}.category-card span{font-weight:800;color:var(--motive-orange)}.footer{background-color:var(--motive-dark);color:#d1d5db;margin-top:auto;width:100%}.footer-title{font-size:1.2rem;font-weight:800;margin-bottom:1rem;color:white}.footer a{color:#d1d5db;text-decoration:none}.footer a:hover{color:var(--motive-orange)}.footer-logo{max-height:50px;width:auto}.social-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:50%;transition:all .3s;text-decoration:none}.social-icon i{color:white;font-size:1.2rem}.social-icon:hover{transform:translateY(-3px);opacity:.9}.bg-facebook{background:#1877F2}.bg-twitter{background:#000}.bg-linkedin{background:#0A66C2}.bg-instagram{background:#d62976}.bg-youtube{background:#FF0000}.bg-tiktok{background:#000}@media(max-width:992px){.top-tab{min-width:50%;height:44px}.mega-menu-panel,.standard-submenu{position:static;transform:none;width:100%;opacity:1;visibility:visible;pointer-events:auto;display:none;box-shadow:none;border-radius:18px;margin:8px 0}.nav-item.menu-open>.mega-menu-panel,.nav-item.menu-open>.standard-submenu{display:block}.mega-menu-inner{grid-template-columns:1fr}.mega-link-grid{grid-template-columns:1fr}.hero-title{font-size:2.5rem}.section-title{font-size:1.85rem}.agent-title{font-size:2rem}.custom-dropdown,.dropdown-toggle-btn{width:100%}.btn-find-agent{width:100%;text-align:center}.insurance-card{margin-bottom:30px}.modern-hero,.category-hero{min-height:720px}.hero-copy-panel h1,.category-hero-content h1{font-size:3rem}.quote-strip-row{flex-direction:column}.addon-grid{grid-template-columns:1fr}.footer .col-md-5,.footer .col-md-3,.footer .col-md-4{text-align:center;margin-bottom:2rem}.footer address .ms-4{margin-left:0!important;display:inline-block}.footer-socials{justify-content:center}}@media(max-width:768px){.hero-section{padding:50px 0}.top-tabs{margin:0 -12px}.hero-copy-panel h1,.category-hero-content h1{font-size:2.45rem}.modern-hero,.category-hero{min-height:760px}.quote-strip-card{padding:18px}.product-overview-section{margin-top:0;padding-top:30px}.category-card{min-height:0}.mega-menu-panel{padding:14px}.mega-menu-feature{padding:22px}}


/* Ratings section with fade animation */
.rating-content { transition: opacity 0.8s ease-in-out; }
.rating-placeholder .stars { display: inline-flex; gap: 3px; margin-right: 0.45rem; }
.rating-live { display: block; margin-top: 0.45rem; min-height: 2.2rem; }
.review-item { display: inline-flex; align-items: center; gap: 8px; font-size: 0.9rem; opacity: 0; animation: fadeInReview 0.6s ease forwards; }
.review-item .stars { display: inline-flex; gap: 3px; color: #FFC107; }
.review-item .reviewer-name { font-weight: 600; color: #003366; }
.review-item .review-text { color: #64748b; font-size: 0.85rem; }

@keyframes fadeInReview {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.standard-submenu a {
  display: flex;
  align-items: center;
  gap: 10px;
}

.standard-submenu a i {
  width: 32px;
  height: 32px;
  border-radius: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--soft-orange);
  color: var(--motive-orange);
  font-size: 0.95rem;
  flex: 0 0 auto;
}

.standard-submenu a:hover i {
  background: #fff;
  color: var(--motive-orange);
}

.mini-cta-card h3,
.mini-cta-card p,
.mini-cta-card a {
  color: #fff;
}

.mini-cta-card p {
  opacity: 0.96;
}

.mini-cta-card a:hover,
.mini-cta-card a:focus {
  color: #fff;
  opacity: 1;
}

.mini-cta-card .social-icon {
  opacity: 1;
}

.contact-hero {
  --hero-img: url('images/illinois_hero.png');
  background-image: url('images/illinois_hero.png');
  background-size: cover;
  background-position: center;
}

.contact-hero .hero-bg-image {
  background-image: url('images/illinois_hero.png');
}

.insight-date-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: auto;
  padding: 9px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.94);
  color: var(--motive-blue);
  font-weight: 800;
}

.hero-insurance-prompt {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}

.hero-insurance-prompt p {
  margin: 0;
  color: #475569;
  font-size: 0.95rem;
  font-weight: 700;
}

.hero-insurance-prompt i {
  color: var(--motive-orange);
}

.insurance-select-modal {
  display: grid;
  grid-template-columns: 230px 1fr;
  overflow: hidden;
  border: 0;
  border-radius: 24px;
  box-shadow: 0 28px 80px rgba(15, 23, 42, 0.28);
}

.insurance-select-feature {
  position: relative;
  padding: 28px;
  background: linear-gradient(135deg, var(--motive-blue), #071b34 65%, #123d69);
  color: #fff;
}

.insurance-select-feature h3 {
  margin: 14px 0 10px;
  font-size: 1.7rem;
  line-height: 1.1;
}

.insurance-select-feature p {
  margin: 0;
  color: rgba(255, 255, 255, 0.88);
  line-height: 1.55;
}

.insurance-select-close {
  position: absolute;
  top: 16px;
  right: 16px;
}

.insurance-select-options {
  display: grid;
  gap: 10px;
  padding: 18px;
  background: #fff;
}

.insurance-select-option {
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 14px;
  border: 1px solid #e6edf6;
  border-radius: 16px;
  background: #fff;
  color: var(--text-dark);
  text-decoration: none;
  transition: all 0.2s ease;
  width: 100%;
  cursor: pointer;
  text-align: left;
  font: inherit;
}

.insurance-select-option:hover {
  transform: translateY(-2px);
  border-color: rgba(255, 85, 46, 0.35);
  box-shadow: 0 14px 30px rgba(15, 23, 42, 0.1);
  color: var(--text-dark);
}

.insurance-select-option i {
  width: 40px;
  height: 40px;
  flex: 0 0 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: var(--soft-orange);
  color: var(--motive-orange);
  font-size: 1.05rem;
}

.insurance-select-option strong,
.insurance-select-option small {
  display: block;
}

.insurance-select-option strong {
  color: var(--motive-blue);
  font-weight: 800;
}

.insurance-select-option small {
  margin-top: 2px;
  color: #64748b;
  line-height: 1.3;
}

.quote-flow-dialog {
  max-width: min(920px, calc(100vw - 24px));
}

.quote-flow-modal {
  overflow: hidden;
  border: 0;
  box-shadow: 0 28px 80px rgba(15, 23, 42, 0.28);
}

.quote-choice-grid {
  display: grid;
  grid-template-columns: 230px 1fr;
  min-height: 360px;
}

.quote-survey-panel {
  background: #f8fafc;
}

.quote-survey-toolbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 14px;
  background: #fff;
  border-bottom: 1px solid #e6edf6;
}

.quote-survey-toolbar span {
  color: var(--motive-blue);
  font-weight: 800;
  text-align: right;
}

.quote-survey-frame-wrap {
  height: min(72vh, 720px);
  min-height: 560px;
  overflow: hidden;
  background: #fff;
}

.quote-survey-frame {
  display: block;
  width: 100%;
  height: 100%;
  border: 0;
  background: #fff;
}

.claim-option-list {
  display: grid;
  gap: 22px;
}

.claim-option-card {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 28px;
  align-items: center;
  background: #fff;
  border: 1px solid #e6edf6;
  border-radius: 26px;
  padding: 28px;
  box-shadow: 0 18px 44px rgba(15, 23, 42, 0.08);
}

.claim-option-icon {
  width: 104px;
  height: 104px;
  border-radius: 26px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.claim-option-icon i {
  font-size: 2.55rem;
}

.claim-option-icon.accent-blue {
  background: var(--soft-blue);
  color: var(--motive-blue);
}

.claim-option-icon.accent-orange {
  background: var(--soft-orange);
  color: var(--motive-orange);
}

.claim-option-icon.accent-dark {
  background: #eef2f7;
  color: var(--motive-dark);
}

@media (max-width: 768px) {
  html,
  body {
    width: 100%;
    max-width: 100%;
    overflow-x: hidden;
  }

  body {
    position: relative;
  }

  .top-tabs {
    margin: 0;
    width: 100%;
  }

  .container {
    max-width: 100%;
    padding-left: 16px;
    padding-right: 16px;
  }

  .navbar,
  .navbar-collapse,
  .navbar-nav,
  main,
  section {
    max-width: 100%;
  }

  .top-tabs-bar,
  .glass-nav,
  .hero-section,
  .modern-hero,
  .category-hero,
  .product-content-band,
  .faq-section,
  .footer {
    width: 100%;
    max-width: 100%;
    overflow-x: clip;
  }

  .quote-strip-card,
  .coverage-panel,
  .overview-card,
  .mini-cta-card,
  .category-card,
  .insight-card,
  .modal-content,
  iframe,
  img {
    max-width: 100%;
  }

  .hero-copy-panel,
  .category-hero-content {
    width: 100%;
    max-width: 100%;
  }

  .hero-copy-panel h1,
  .category-hero-content h1,
  .section-title {
    overflow-wrap: anywhere;
  }

  .btn,
  .btn-start,
  .btn-section,
  .btn-broker,
  .btn-find-agent {
    max-width: 100%;
    white-space: normal;
  }

  .modal-dialog {
    margin-left: 12px;
    margin-right: 12px;
  }

  .claim-option-card {
    grid-template-columns: 1fr;
    gap: 18px;
    padding: 22px;
  }
}

@media (max-width: 991.98px) {
  html,
  body {
    max-width: 100%;
    overflow-x: hidden;
  }

  .top-tabs,
  .navbar,
  .navbar-collapse,
  .navbar-nav,
  main,
  section,
  .footer {
    max-width: 100%;
  }

  .container {
    max-width: 100%;
  }

  .mega-menu-panel,
  .standard-submenu,
  .coverage-panel,
  .overview-card,
  .quote-strip-card,
  .mini-cta-card,
  .category-card,
  .insight-card,
  img,
  iframe {
    max-width: 100%;
  }
}

@media (max-width: 575.98px) {
  .container {
    padding-left: 16px;
    padding-right: 16px;
  }

  .top-tabs {
    margin-left: 0;
    margin-right: 0;
    width: 100%;
  }

  .top-tab {
    min-width: 50%;
    padding-left: 8px;
    padding-right: 8px;
  }

  .row {
    --bs-gutter-x: 1.25rem;
  }

  .modern-hero,
  .category-hero {
    min-height: auto;
    padding: 72px 0;
  }

  .hero-copy-panel h1,
  .category-hero-content h1 {
    font-size: clamp(2.2rem, 12vw, 2.9rem);
    overflow-wrap: anywhere;
  }

  .section-title {
    overflow-wrap: anywhere;
  }

  .btn,
  .btn-start,
  .btn-section,
  .btn-broker,
  .btn-find-agent {
    max-width: 100%;
    white-space: normal;
  }

  .modal-dialog {
    width: auto;
    margin-left: 12px;
    margin-right: 12px;
  }
}

.commercial-van-hero .hero-bg-image{background-position:center calc(50% - 300px)}.commercial-van-hero .hero-copy-panel h1 span{display:block}
.freight-broker-hero .hero-copy-panel,.surety-bonds-hero .hero-copy-panel{max-width:760px}.surety-bonds-hero .hero-copy-panel h1{font-size:clamp(2.5rem,4.9vw,4.8rem)}.surety-bonds-hero .hero-copy-panel p{max-width:610px;font-size:1.08rem;line-height:1.55}@media(min-width:1200px){.freight-broker-hero .hero-copy-panel h1{font-size:4.7rem;white-space:nowrap}}

.hero-section .video-wrapper {
  max-width: 980px;
  margin: 0 auto;
  box-shadow: none;
}

.hero-section .hero-title {
  font-size: 1.92rem;
  line-height: 1.18;
}

.hero-section .hero-insurance-prompt .btn-find-agent {
  min-width: 220px;
  min-height: 50px;
  padding: 13px 26px;
  font-size: 0.98rem;
  letter-spacing: 0;
  white-space: nowrap;
}

@media (max-width: 991.98px) {
  .footer-socials {
    justify-content: center;
  }
}

@media (max-width: 575.98px) {
  .footer-socials {
    width: 100%;
    max-width: 260px;
    margin-left: auto;
    margin-right: auto;
    justify-content: center;
  }

  .footer .social-icon {
    flex: 0 0 42px;
  }

  .hero-section .video-wrapper {
    border-radius: 18px;
  }

  .hero-section .hero-title {
    font-size: 1.725rem;
  }

  .hero-section .hero-insurance-prompt .btn-find-agent {
    width: min(100%, 280px);
    min-width: 0;
    font-size: 0.95rem;
    padding-left: 18px;
    padding-right: 18px;
  }
}

@media (max-width: 991.98px) {
  .glass-nav {
    padding: 10px 0;
  }

  .navbar-toggler {
    width: 44px;
    height: 44px;
    border: 1px solid #e6edf6;
    border-radius: 14px;
    box-shadow: none;
  }

  .navbar-toggler:focus {
    box-shadow: 0 0 0 3px rgba(255, 85, 46, 0.18);
  }

  .glass-nav .navbar-collapse {
    position: fixed;
    top: 74px;
    left: 12px;
    right: 12px;
    z-index: 1040;
    width: auto;
    max-width: calc(100vw - 24px);
    max-height: calc(100vh - 92px);
    max-height: calc(100dvh - 92px);
    overflow-y: auto;
    overscroll-behavior: contain;
    background: rgba(255, 255, 255, 0.98);
    border: 1px solid #e6edf6;
    border-radius: 22px;
    box-shadow: 0 24px 70px rgba(15, 23, 42, 0.18);
    padding: 12px;
  }

  .glass-nav .navbar-collapse.collapsing {
    height: auto !important;
    transition: none;
  }

  .motive-main-menu {
    width: 100%;
    align-items: stretch !important;
    gap: 8px;
  }

  .motive-main-menu .nav-item {
    width: 100%;
  }

  .navbar-nav .nav-link,
  .nav-menu-toggle {
    width: 100%;
    min-height: 48px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    border-radius: 14px;
    padding: 12px 14px;
    color: var(--motive-blue);
    background: #f8fafc;
    font-size: 1rem;
  }

  .nav-item.menu-open > .nav-menu-toggle,
  .navbar-nav .nav-link:hover,
  .nav-menu-toggle:hover {
    background: var(--soft-orange);
    color: var(--motive-orange);
  }

  .mega-menu-panel,
  .standard-submenu {
    position: static;
    left: auto;
    top: auto;
    transform: none !important;
    width: 100%;
    max-width: 100%;
    margin: 8px 0 0;
    padding: 10px;
    background: #fff;
    border: 1px solid #e6edf6;
    border-radius: 18px;
    box-shadow: none;
    overflow: hidden;
  }

  .nav-item.menu-open > .mega-menu-panel,
  .nav-item.menu-open > .standard-submenu {
    display: block;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
  }

  .mega-menu-inner {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    gap: 12px;
    width: 100%;
  }

  .mega-menu-content,
  .mega-link-card span {
    min-width: 0;
  }

  .mega-menu-feature {
    display: none;
  }

  .mega-link-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr);
    gap: 8px;
    width: 100%;
  }

  .mega-link-card {
    width: 100%;
    max-width: 100%;
    align-items: center;
    min-height: 50px;
    border-radius: 14px;
    padding: 10px 12px;
    transform: none;
    box-shadow: none;
  }

  .mega-link-card:hover {
    transform: none;
  }

  .mega-link-card i {
    width: 34px;
    height: 34px;
    border-radius: 10px;
    font-size: 0.95rem;
    flex: 0 0 34px;
  }

  .mega-section-label {
    width: 100%;
    padding: 4px 2px 2px;
    font-size: 0.72rem;
  }

  .mega-link-card strong {
    font-size: 0.94rem;
    overflow-wrap: anywhere;
  }

  .mega-link-card small {
    display: none;
  }

  .standard-submenu {
    list-style: none;
  }

  .standard-submenu a {
    min-height: 48px;
    border-radius: 14px;
    background: #fff;
    overflow-wrap: anywhere;
  }

  .motive-main-menu .btn-broker {
    width: 100%;
    min-height: 48px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    margin-top: 4px;
  }
}

@media (max-width: 575.98px) {
  .glass-nav .navbar-collapse {
    top: 68px;
    left: 10px;
    right: 10px;
    max-width: calc(100vw - 20px);
    max-height: calc(100vh - 84px);
    max-height: calc(100dvh - 84px);
    border-radius: 20px;
    padding: 10px;
  }

  .navbar-nav .nav-link,
  .nav-menu-toggle,
  .motive-main-menu .btn-broker {
    min-height: 46px;
  }

  .mega-menu-feature {
    padding: 16px;
  }

  .hero-insurance-prompt {
    width: 100%;
  }

  .hero-insurance-prompt .btn-find-agent {
    width: 100%;
  }

  .insurance-select-modal {
    grid-template-columns: 1fr;
    border-radius: 20px;
  }

  .insurance-select-feature {
    padding: 24px 20px;
  }

  .insurance-select-options {
    padding: 12px;
  }

  .quote-choice-grid {
    grid-template-columns: 1fr;
  }

  .quote-survey-toolbar {
    align-items: flex-start;
    flex-direction: column;
  }

  .quote-survey-toolbar span {
    text-align: left;
  }

  .quote-survey-frame-wrap {
    height: 72vh;
    min-height: 520px;
  }

  .insurance-select-option {
    min-height: 66px;
    padding: 12px;
  }

  .insurance-select-option small {
    font-size: 0.78rem;
  }
}

@media (max-width: 768px) {
  .contact-hero .hero-bg-image {
    background-position: center bottom;
  }
}

@media (max-width: 575.98px) {
  .contact-hero .hero-bg-image {
    background-position: 52% bottom;
  }
}


/* Mobile/tablet navigation hardening */
@media (max-width: 991.98px) {
  .glass-nav {
    position: sticky;
    top: 0;
  }

  .glass-nav .navbar-collapse {
    position: absolute;
    top: calc(100% + 8px);
    left: 12px;
    right: 12px;
    z-index: 1050;
    width: auto;
    max-width: calc(100vw - 24px);
    max-height: calc(100vh - 92px);
    max-height: calc(100dvh - 92px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior: contain;
  }

  .navbar-toggler,
  .nav-menu-toggle,
  .motive-main-menu a,
  .mega-link-card,
  .standard-submenu a,
  .motive-main-menu .btn-broker {
    cursor: pointer;
    touch-action: manipulation;
    -webkit-tap-highlight-color: rgba(255, 85, 46, 0.18);
  }

  .motive-main-menu .nav-item {
    position: relative;
  }

  .mega-menu-panel,
  .standard-submenu {
    display: none;
    max-height: none;
    overflow: visible;
  }

  .nav-item.menu-open > .mega-menu-panel,
  .nav-item.menu-open > .standard-submenu {
    display: block;
  }

  .nav-item:not(.menu-open) > .mega-menu-panel,
  .nav-item:not(.menu-open) > .standard-submenu {
    pointer-events: none;
  }

  .nav-item.menu-open > .mega-menu-panel,
  .nav-item.menu-open > .standard-submenu {
    pointer-events: auto;
  }

  .mega-link-card,
  .standard-submenu a {
    min-height: 48px;
  }
}


/* Index hero H1 desktop sizing restore: keep mobile compact, make desktop headline true H1 scale. */
@media (min-width: 992px) {
  .hero-section .hero-title {
    font-size: clamp(3.5rem, 4.6vw, 3.95rem);
    line-height: 1.04;
    letter-spacing: -0.045em;
  }
}

@media (min-width: 768px) and (max-width: 991.98px) {
  .hero-section .hero-title {
    font-size: clamp(2.6rem, 6.4vw, 3.35rem);
    line-height: 1.08;
  }
}

@media (max-width: 767.98px) {
  .hero-section .hero-title {
    font-size: 1.725rem;
    line-height: 1.18;
    letter-spacing: -0.02em;
  }
}